Pengaruh Literasi Keuangan dan Edukasi Pasar Modal terhadap Keputusan Berinvestasi di Galeri Investasi Syariah Studi pada Mahasiswa FEBI UIN STS Jambi

Authors

  • Bambang Kurniawan Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
  • Saijun Saijun Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
  • Olga Silvia UIN Sulthan Thaha Saifuddin Jambi

DOI:

https://doi.org/10.61083/ebisma.v6i3.167

Keywords:

Capital market education, Financial literacy, Investment decision, Sharia capital market

Abstract

The development of the digital economy has increased public awareness of the importance of investment as a means of achieving long-term financial goals. This study aims to analyze the influence of financial literacy and capital market education on students' investment decisions at the Sharia Investment Gallery of the Faculty of Islamic Economics and Business, Sulthan Thaha Saifuddin State Islamic University of Jambi. This research employed a quantitative method, with data collected through questionnaires and analyzed using statistical techniques. The results indicate that financial literacy and capital market education have a positive and significant effect on students' investment decisions, both partially and simultaneously. These findings suggest that higher levels of financial literacy and better understanding of the capital market lead to more effective investment decisions among students. Therefore, enhancing financial literacy and capital market education is essential to support sound investment decision-making among university students.

References

Abdalloh, I. (2019). Pasar modal syariah. Elex Media Komputindo.

Aini, R. C., & Yanti. (2024). Pengaruh edukasi pasar modal dan ekspektasi keuntungan terhadap keputusan investasi mahasiswa. Jurnal Media Akademik (JMA), 2(12). https://doi.org/10.62281/v2i12.1396.

Becker, G. S. (1964). Human capital: A theoretical and empirical analysis, with special reference to education. The University of Chicago Press. https://doi.org/10.7208/chicago/9780226041223.001.0001

Bursa Efek Indonesia. (2020). Edukasi pasar modal syariah. Bursa Efek Indonesia.

Cheung, W. M., Chung, R., & Fung, S. (2015). The effects of stock liquidity on firm value and corporate governance: Endogeneity and the REIT experiment. Journal of Corporate Finance, 35, 211–231. https://doi.org/10.1016/j.jcorpfin.2015.09.001

Choerudin, A., Zulfachry, Widyaswati, R., Warpindyastuti, L. D., Khasanah, J. S. N., Harto, B., Oktaviani, N. F., Sohilauw, M. I., Nugroho, L., Suharsono, J., & Paramita, V. S. (2023). Literasi keuangan. PT Global Eksekutif Teknologi. ResearchGate

Dantes, R. (2019). Wawasan pasar modal syariah. Wade Publish.

Dasman, S. (2025). Membangun keterampilan keuangan. PT Kimhsafi Alung Cipta.

Geriadi, M. A. D. (2023). Peran financial technology dalam memediasi pengaruh literasi keuangan terhadap keputusan investasi. Jurnal Minfo Polgan, 12(1), 337–345. https://ejournal.polgan.ac.id/index.php/minfo/article/view/569

Harmadji, D. E., Abdillah, P., Kurniawan, R., Mialasmaya, S., Yuniawati, R. I., Harahap, L. R., Soegiarto, D., & Satar, M. (2024). Pasar modal dan manajemen keuangan. Tohar Media.

Hasibuan, Z., Siregar, Z. M., & Zebua, Y. (2022). Keputusan investasi: Pengujian pengaruh literasi keuangan, edukasi keuangan, dan kemampuan keuangan. Jurnal Pendidikan Tambusai, 6(2), 9595–9601. https://doi.org/10.31004/jptam.v6i2.3940

Junaedy, E., Syah, S., Puri, K. R., Mahadianto, M. Y., Sunardi, R., Fitriati, T. K., Putra, C. A., Prasetya, B. A., Idawati, R. N., Setiawan, A., Suprapto, Rahayu, N., Wiyanto, H., & Firasati, A. (2025). Business & economic environment. Pradina Pustaka.

Kementerian Agama Republik Indonesia. (2019). Al-Qur'an dan terjemahannya (Edisi penyempurnaan 2019). Lajnah Pentashihan Mushaf Al-Qur'an

Lestari, D., Nurfitri, M., & Salsabila, F. (2024). Analisis pengaruh literasi keuangan syariah, financial self-efficacy dan fintech payment terhadap manajemen keuangan pribadi mahasiswa: Studi kasus mahasiswa FEBI UIN STS Jambi. Jurnal Bisnis, Ekonomi Syariah dan Pajak, 1(3), 44–56. https://journal.uin-jambi.ac.id/index.php/besp

Lidiana, N., Yustati, H., & Putra, A. S. (2024). Portofolio & pasar modal syariah. Penerbit Berseri.

Nuzula, N. F., & Nurlaily, F. (2020). Dasar-dasar manajemen investasi. Universitas Brawijaya Press.

Otoritas Jasa Keuangan. (2024). Survei nasional literasi dan inklusi keuangan 2024. https://www.ojk.go.id/id/beritadankegiatan/publikasi/Pages/Survei-Nasional-Literasi-dan-Inklusi-Keuangan-2024.aspx

Paningrum, D. (2022). Buku referensi investasi pasar modal. Lembaga Chakra Brahmanda Lentera.

Putri, W. A., Armaz, E., Hardi, H., & Sudharyati, N. (2023). Pengaruh edukasi pasar modal, norma subjektif dan literasi keuangan terhadap keputusan berinvestasi saham. Jurnal Ilmiah Ekonomi dan Manajemen, 1(3), 89–102. https://journal.uin-jambi.ac.id/index.php/jiem

Saputra, D. (2018). Pengaruh manfaat, modal, motivasi, dan edukasi terhadap minat dalam berinvestasi di pasar modal. FUTURE: Jurnal Manajemen dan Akuntansi, 5(2), 178–190. https://jurnal.uniyap.ac.id/index.php/future/article/view/299

Siddiqi, M., Prayogo, Y., & Martalia, N. (2023). Pengaruh literasi keuangan, edukasi dan financial technology terhadap keputusan investasi. Journal of Student Research, 1(5), 213–234. https://journal.uir.ac.id/index.php/jsr/article/view/9127

Tandelilin, E. (2017). Pasar modal: Manajemen portofolio dan investasi. PT Kanisius.

Upadana, I. W. Y. A., & Herawati, N. T. (2021). Pengaruh literasi keuangan dan perilaku keuangan terhadap keputusan investasi mahasiswa. Jurnal Ilmiah Akuntansi dan Humanika, 11(2), 457–466. https://ejournal.unmas.ac.id/index.php/JINAH/article/view/3176

Vikria, P., Anita, E., & Sudharyati, N. (2024). Pengaruh literasi keuangan syariah dan shariah governance terhadap keputusan mahasiswa dalam berinvestasi di pasar modal syariah. Jurnal Ilmiah Ekonomi dan Manajemen, 2(3), 17–29. https://journal.uin-jambi.ac.id/index.php/jiem

Yusmini, N. M., Tresna Dewi, N. P. Y., & Rahmadewi, N. G. A. P. (2024). Analisis pengaruh edukasi pasar modal dan media sosial terhadap keputusan investasi pada generasi milenial (studi kasus pada mahasiswa Universitas Mahendradatta). Jurnal Keuangan dan Manajemen Akuntansi, 6(1). https://journalversa.com/s/index.php/jkma/article/download/2530/2986/8990

Zalukhu, R. S., & Hutauruk, R. P. S. (2024). Potret literasi keuangan pelaku UMKM 4.0. Jejak Pustaka.

Downloads

Published

25-09-2026